|
|
|
|
Plan
Today
for
a
Better
Tomorrow! |
 |
|
The
Quality of your
Retirement
depends on
the Quality of your
Planning!
Start
today!!
|
|
|
|
|
| Click
product below for further information |
|
Auto
Insurance
Homeowners
Insurance
Comm'l
Auto Insurance
Condo/Renters
Insurance
Long
Term Care Insurance
Motor
Club
Life
Insurance
Accident
Insurance
Cancer
Insurance
Retirement
Planning |
|
| Long
Term Care |
| Design
a plan to suit your
individual needs. You
have a choice of Home
Care, Assisted Living
or Nursing Home Care
or a plan that
combines them all!
More
info...
|
 |
|
| Investment
Basics |
|
What’s
Your Investing
Style?
Before
deciding where to
invest your money,
you need to know
how much risk is
right for
you.
In
how many years do
you expect to
start using this
investment?
What
plans do you have
for this money
during the next 10
years?
How
do you expect to
use the money from
this investment in
the future?
How
concerned are you
about the value of
your investments
relative to
inflation?
In
case of an
emergency, do you
have savings equal
to at least six
months of your
total monthly
expenses that you
can use, apart
from the amount
you will invest
here?
What
investment
strategy describes
you you feel...
slow and steady is
the smart way to
get ahead or risk
is the best way to
lead the pack? Or
maybe somewhere in
between?
|
| |
|
[ Up ] [ Home Care Policy ] [ Nursing Facility Only ] [ Comprehensive Policy ] [ Optional Riders ] [ Policy Detail ] [ Quote Request ]
Long
Term Care
Comprehensive
Policy
This is our most comprehensive plan available
because it combines the benefits of the Home Care Plan and the Nursing Facility
Only Plan. This combination takes into account your possible changing long term
care needs. After confinement in a Nursing Facility or a Residential Care
Facility for the Elderly for 60 days, your premiums will be waived.
Benefits For Services Provided in Your Home or
Community:
Long Term Care Services
To help improve and maintain your quality of life, the
policy will help pay for the costs of services provided by a licensed
professional nurse, or a licensed physical, speech, respiratory, or
occupational therapist.
Home Health Agency Services
As you get older you may need help with everyday activities
like bathing and dressing. This policy will help pay the costs for those
services and personal self care activities that are referred to as
"Activities of Daily Living." These activities include: ambulation,
bathing, toileting, continence, dressing, eating, and transferring (such as
moving from a bed, chair or wheelchair). The coverage may also provide
invaluable assistance with such things as doing your laundry, cooking,
cleaning and shopping
Respite Care
This plan can help pay for services that provide an
alternative care giver to assist you, allowing your primary care giver the
opportunity to take a break and enjoy some well deserved rest. (This benefit
is limited to 14 days per calendar year.)
Adult Day Care
This policy will help pay for the costs of a program that
offers social and health related services during the day in a community group
setting. The purpose of this program is to provide support to you if you are
frail, impaired or disabled and can benefit from care outside the home during
the day, while your primary care giver provides support to you at home during
the night.
Hospice Services
If you are confined in a Hospice Care Facility, this plan
will help pay for Hospice Care Services that help alleviate the physical,
emotional, social and spiritual discomforts you may experience due to a
terminal illness. These services provide spiritual and psychological support
for your primary care giver and your immediate family as well.
Benefits For Services Provided in a Nursing Facility or a
Residential Care Facility for the Elderly
Include:
Nursing Facility Confinement/Residential Care Facility
for the Elderly Benefit
If you are confined in a Nursing Facility or Residential
Care Facility for the Elderly, we will pay you the Daily Benefit amount you
have chosen.
Nursing Facility Bed Reservation
If you are receiving benefits under the policy and you
require hospitalization while confined in a Nursing Facility, we will pay a
benefit to reserve your bed in a Nursing Facility for up to 21 days per
calendar year, when you incur charges for such reservation. The benefit paid
will be equal to the Nursing Facility Confinement Daily Benefit.
Alternative Payment of Benefits
If you are otherwise eligible for benefits and if agreed
upon by you, your physician and us, we will consider payment of your claim for
services or equipment not specifically shown in the policy, subject to the
total maximum amount payable under the policy. |
|
|
|
|
Auto
Insurance
Homeowners
Commercial
Auto
Condo
and Renters
Long
Term Care
Retirement
Planning
Accident
Insurance
Cancer
Insurance
Life
Insurance
|
|
| College
Funding |
| They grow up before you know it.. Insure
their education with
early planning!
More
info... |
|
|
|
| The
Florida Solution |
|
We
serve all of Florida's
insurance needs. We can
provide you with the
information that can aid you
in making informed decisions
concerning your insurance
needs. Our aim is to
provide you with the level of
coverage that you need at a
price you can afford. |
|
|
Security,
Protection
and
Peace of Mind |
| Start
getting answers to
your questions
now. No
matter what
insurance you buy
or where you buy
it, ask yourself:
Why
do I need this
insurance?
What
should I consider?
How
do I choose the
right company?
What
are my coverage
options?
What
about discounts
and savings?
That’s
what insurance is
all about. No
one likes to think
about “what if,” but
you can help
prepare for your
future by being
insured.
Whether you’re
looking to insure
your home, auto,
life or business,
insurance can help
protect you as
well as your
property.
Give yourself
peace of mind by
making sure
you’re covered. |
|
|
Don't
Wait Until You Have A Loss!
|
| In
today’s market you have a lot of
options in choosing an insurance
company but remember, not all
insurance coverages or companies are
created equal. |
|
|
