South Florida Insurance Center

You can count on us. We've been serving the insurance needs of south Florida for over 25 years. We have the knowledge and we have the experience. Our customers count on our outstanding financial strength and superior claims service to help protect what they value.

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Plan Today 

for a

Better Tomorrow!

The Quality of your 

Retirement depends on the Quality of your Planning!

Start today!!

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Auto Insurance

Homeowners Insurance

Comm'l Auto Insurance

Condo/Renters Insurance

Long Term Care Insurance

Motor Club

Life Insurance

Accident Insurance

Cancer Insurance

Retirement Planning

Long Term Care
Design a plan to suit your individual needs. You have a choice of Home Care, Assisted Living or Nursing Home Care or a plan that combines them all!

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Investment Basics

What’s Your Investing Style?

Before deciding where to invest your money, you need to know how much risk is right for you. 

In how many years do you expect to start using this investment?

What plans do you have for this money during the next 10 years?

How do you expect to use the money from this investment in the future?

How concerned are you about the value of your investments relative to inflation?

In case of an emergency, do you have savings equal to at least six months of your total monthly expenses that you can use, apart from the amount you will invest here?

What investment strategy describes you you feel... slow and steady is the smart way to get ahead or risk is the best way to lead the pack? Or maybe somewhere in between?

Up ] Life Insurance 101 ] [ Term or Perm ] Annuities ] College Funding ] Information Request ]

Term or Perm?

Which is best for you depends on a number of factors. If you're in doubt, one of our specialists can help you decide!

Term Life Insurance

Provides protection for a Specified Period of Time. If the death of the insured person occurs within the time limits of the policy, the death benefit will be paid to the beneficiary.  No benefits are paid if the insured person is still alive at the end of the covered term.

Consider this insurance if:

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You're price sensitive when it comes to life insurance.                     

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You value pure insurance protection and are not looking to use it as a savings vehicle.                     

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You have a need for varying term coverage.

 

Features:

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Coverage amounts from $100,000  to $500,000 and up                 

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Multiple term coverage offerings for 10, 15, 20 or 30 years                   

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Competitive rates, minimum monthly premium as low as $14.88 per month for $100,000 of coverage*                   

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Convertible to permanent coverage                   

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Guaranteed premiums and coverage 

 

Optional Features:

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Additional Insured Rider                     

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Children's Level Best Rider                     

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Waiver of Charges                     

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Accelerated Death Benefit

Choosing your coverages will depend on your specific needs, desires and circumstances. If you want more information on other coverage options, contact us.

*Amount reflects a 35 year old male purchasing $100,000 in coverage at the 20 year term. Further underwriting may apply. A no-cost medical exam may be required, depending on health.

Permanent Life Insurance

Life insurance can serve for more than just "death protection." Some life insurance products combine death protection and savings. These products can be useful during your lifetime, not just after it. They can help you achieve your financial goals through cash value accumulation, which can help with college or retirement savings. Unlike term insurance, permanent life insurance has no specified term, subject to policy conditions. A permanent life policy calls for premiums to be paid for as long as the insured lives. A Permanent Life Policy accumulates cash value. If the insured dies, the death benefit is payable (subject to policy terms). If the policy is surrendered before the insured dies, the cash value is payable (minus any outstanding loans). Loans may be made from the insurance company against the cash value of the policy at a rate guaranteed in the policy as security. Certain types of permanent insurance allows you to vary the amount and timing of your premium payments (subject to satisfying policy premium minimums to keep the policy in force), plus increase or decrease the death benefit (subject to underwriting for an increase and policy minimums for a decrease). With all of our permanent insurance plans, the policy accumulates cash value. 

Products are subject to availability and qualifications. Other terms, conditions and exclusions may apply, including limitations and exclusions that may affect continuation of coverage.  For complete details including costs, please contact us.

 

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   Auto Insurance

   Homeowners

   Commercial Auto

   Condo and Renters 

   Long Term Care

   Retirement Planning

   Accident Insurance

   Cancer Insurance

   Life Insurance

College Funding
They grow up before you know it.. Insure their education with early planning!   

 

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The Florida Solution

We serve all of Florida's insurance needs. We can provide you with the information that can aid you in making informed decisions concerning your insurance needs. Our aim is to provide you with the level of coverage that you need at a price you can afford. 

Security, Protection

 and Peace of Mind

Start getting answers to your questions now.  No matter what insurance you buy or where you buy it, ask yourself:

Why do I need this insurance?     

What should I consider?     

How do I choose the right company?     

What are my coverage options?     

What about discounts and savings?

That’s what insurance is all about. No one likes to think about  “what if,” but you can help prepare for your future by being insured.  Whether you’re looking to insure your home, auto, life or business, insurance can help protect you as well as your property.   Give yourself peace of mind by making sure you’re covered.

Don't Wait Until You Have A Loss!

In today’s market you have a lot of options in choosing an insurance company but remember, not all insurance coverages or companies are created equal.

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Contact Information

We welcome your inquiries and comments!

Telephone:         954-749-8045/800-883-9448 

Electronic mail:   SFICenter@aol.com