Insurance

You can count on us. We've been serving the insurance needs of south Florida for over 25 years. We have the knowledge and we have the experience. Our customers count on our outstanding financial strength and superior claims service to help protect what they value.

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Plan Today 

for a

Better Tomorrow!

The Quality of your 

Retirement depends on the Quality of your Planning!

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Auto Insurance

Homeowners Insurance

Comm'l Auto Insurance

Condo/Renters Insurance

Long Term Care Insurance

Motor Club

Life Insurance

Accident Insurance

Cancer Insurance

Retirement Planning

Long Term Care
Design a plan to suit your individual needs. You have a choice of Home Care, Assisted Living or Nursing Home Care or a plan that combines them all!

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Broward County, Florida

Life in Broward is lively.  With the busy pace juggling work and family it’s sometimes hard to find time to handle the routine chores like buying insurance. At South Florida Insurance Center we try to adapt to your busy schedule. Most things we do can be handled by phone or fax. If a visit is necessary and we are inconvenient to your home or office, we can come to you. 

Security, Protection

 and Peace of Mind

Start getting answers to your questions now.  No matter what insurance you buy or where you buy it, ask yourself:

Why do I need this insurance?     

What should I consider?     

How do I choose the right company?     

What are my coverage options?     

What about discounts and savings?

That’s what insurance is all about. No one likes to think about  “what if,” but you can help prepare for your future by being insured.  Whether you’re looking to insure your home, auto, life or business, insurance can help protect you as well as your property.   Give yourself peace of mind by making sure you’re covered.

 

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South Florida Homeowners Insurance Coverages

COVERAGE

DESCRIPTION

Dwelling Protection

Provides protection against covered loss to your dwelling structure.

Personal Property Protection

Provides protection against covered loss to movable property like a stereo, bicycle, furniture or clothing. Most homeowners' policies set aside special coverage limits for certain items or categories of property like jewelry, money and securities. In some cases you can increase the coverage limits for these and other possessions by selecting optional coverage with an endorsement or amendment to your base policy.

Family Liability Protection

Provides protection for insured persons who become legally obligated to pay for covered accidental bodily injury or property damage to others. This protection does not cover auto liability claims.

Guest Medical Coverage

 

Provides protection for your guests, who are accidentally injured on your property as a result of a covered loss. This protection pays for the reasonable and necessary medical expenses they incur, regardless of who was at fault.

Additional Living Expenses Coverage

We'll pay the reasonable increase in living expenses necessary to maintain your normal standard of living when a direct physical loss we cover makes your residence premises uninhabitable for up to the amount of time specified in the policy. This may include payments for the additional costs of a place to stay, food and other increased living expenses.

Replacement Cost Coverage

In the event of a covered loss, you may be reimbursed for the cost you incur to replace many of your damaged contents with similar property, brand new. The total amount you'd be reimbursed is subject to the terms and conditions of your particular policy, including applicable deductible and coverage limits.

Flood Insurance

Although not a part of the homeowners insurance, it is available separately to cover rising surface water.

Hurricane Insurance

In some areas, wind and hurricane insurance is not available as a part of the homeowners insurance. In these instances, protection can be purchased separately through a special Florida windstorm and hurricane company.

All coverages are subject to availability and qualifications. Other terms, conditions and exclusions apply. This is a brief description of coverages; this is not a contract. Please read the  policy for full coverage details. The policy terms and conditions determine whether a loss is covered and if so, to what extent.  

 

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   Auto Insurance

   Homeowners

   Commercial Auto

   Long Term Care

   Condo and Renters 

   Long Term Care

   Retirement Planning

   Accident Insurance

   Cancer Insurance

   Life Insurance

College Funding
They grow up before you know it.. Insure their education with early planning!   

 

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The Florida Solution

We serve all of Florida's insurance needs. We can provide you with the information that can aid you in making informed decisions concerning your insurance needs. Our aim is to provide you with the level of coverage that you need at a price you can afford. 

Lifelong Family Protection

What would your family ever do without you?

Life Insurance. It's something you don't think about, yet it's the cornerstone of protecting your family's financial well-being. 

Don't Wait Until You Have A Loss!

In today’s market you have a lot of options in choosing an insurance company but remember, not all insurance coverages or companies are created equal.

Stay in Shape By Exercising and Eating Right

Miracle electronic exercisers that do the work for you. Magic potions that take off pounds while you sleep. Regardless of what late-night TV commercials boast, the fact is, no matter what your age, there’s only one true formula for well-being: physical activity and good nutrition. Exercise isn’t just about burning fat. There is no shortcut to healthy living — regular exercise is a necessary part of keeping fit. Aerobic exercise — like walking and jogging — boosts your body’s metabolism, using up extra calories that would otherwise become fat. And strength-training exercise — using free weights or resistance machines — builds up your muscles, which in turn causes you to burn more calories. What’s more, regular exercise can help relieve stress, strengthen your heart, and help you feel better about yourself. Though workouts on a treadmill or other high-tech piece of health-club equipment have their place, they’re by no means the only beneficial choices. You can enjoy great health benefits simply by pursuing physical activities that interest you most. It can be bicycle riding, swimming, dancing, or simply a brisk walk around the neighborhood. Keeping your body moving is the key; even small efforts like taking the stairs instead of the elevator may make a real difference.

 

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Contact Information

We welcome your inquiries and comments!

Telephone:         954-749-8045/800-883-9448 

Electronic mail:   SFICenter@aol.com